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Homes for sale in Middletown, NJ range from bayshore capes near the ferry terminal to larger colonials in inland sections like Lincroft. Middletown is one of New Jersey’s largest townships by area, and it gives buyers real variety, from a short ferry ride to Manhattan to a quieter, more suburban feel further inland.
Middletown homes for sale right now
Live listings from the MLS, updated every 15 minutes. Save the ones you like and get an alert when a new home comes on the market.
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The Middletown housing market
Median prices have run in the $800,000 to $850,000 range in recent years, verify current figures locally. Because the township is so large, prices and housing stock vary a lot by section: bayshore neighborhoods like Belford and Port Monmouth trade differently than inland areas like Lincroft, and waterfront or water-view properties carry a real premium.
- Capes and ranches in the bayshore sections near Port Monmouth and Belford
- Larger colonials in inland neighborhoods like Lincroft
- Waterfront and water-view homes along the bayshore, at a premium
- NY Waterway ferry access from the bayshore, a major draw for Manhattan commuters
Buying in Middletown: financing
The 2026 FHA loan limit for Monmouth County is $1,249,125 for a one-unit home, covering the large majority of Middletown’s housing stock outside the top-tier waterfront properties. See FHA loan requirements in Monmouth County, run your numbers with the NJ mortgage calculator, and start a pre-qualification before you make an offer.
Middletown homes for sale FAQ
What county is Middletown, NJ in?
Middletown is in Monmouth County, one of the largest townships in New Jersey by land area, with bayshore neighborhoods offering ferry access to Manhattan.
What is the median home price in Middletown, NJ?
Median prices have run in the $800,000 to $850,000 range in recent years. Confirm current figures with your agent, since price varies significantly by section of the township.
What kinds of homes are for sale in Middletown?
Capes and ranches in the bayshore sections, larger colonials in inland neighborhoods like Lincroft, and waterfront or water-view homes at a premium along the bayshore.
How often do the listings on this page update?
Every 15 minutes, directly from the MLS.
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