Direct lender · Business-purpose loans
Capital for
Builders & Investors.
Hard money fix & flip, renovation, and ground-up construction loans from $100K to $2M, funded from our own line, for real estate investors and builders nationwide.
- Direct Lender
- Nationwide
- Asset-Based
- $100K–$2M
Loan Programs
Three programs, funded direct. Leverage is based on the lower of cost and after-repair value. New to hard money? Read the hard money overview, or run your numbers in the hard money loan calculator.
Fix & Flip
Purchase and rehab capital for investors buying, improving, and selling residential property.
Renovation
Fund the scope on a property you own or are buying to hold, reposition, or ready for refinance.
New & Ground-Up Construction
Lot to certificate of occupancy, with the budget funded through a structured draw schedule.
Maximum leverage shown. Actual LTC/ARV may be reduced based on property location, appraisal, market conditions, borrower experience, credit, liquidity, project scope, property type and other underwriting factors. Terms subject to lender approval and program guidelines.
DSCR Rental Loans*
Long-term financing for rental properties, qualified on the property’s rental income instead of personal income.
Multifamily Loans (5+ Units)
Bridge loans for apartment buildings, funded from our own capital, plus value-add, 30-year rental, and construction programs through our lending partners*.
From Application to Funding
A clear, simple process with one team from first call to final draw.
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Apply
Send the address, purchase price, budget, and your plan for the property.
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Term Sheet
We tell you what we can do and on what terms. No hard credit pull to start.
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Underwrite
We review the property, the budget, your experience, and the exit.
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Close
Loans close in your business entity’s name. Individuals do not qualify.
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Draw
Rehab and construction funds are released against completed work.
I have spent my career watching good investors lose good projects to financing that did not fit how they actually build. My partners Jahn Beckler and Damion Campbell and I started VeeCasa Funding to be the lender we would want: clear terms up front, straight answers, and people who pick up the phone.
The Partners
- Jay AndersonPartner
- Jahn BecklerPartner
- Damion CampbellPartner
Frequently Asked Questions
Are these consumer mortgages?
No. VeeCasa Funding makes business-purpose and commercial real estate loans only. These are not consumer mortgages, they are not for a primary residence, and they are not subject to NMLS or SAFE Act licensing.
Do I need to borrow through a business entity?
Yes. VeeCasa Funding closes loans to business entities, such as an LLC or corporation, not to individuals. If you do not already have one set up for this deal, we can point you in the right direction before closing.
Do you actually lend the money, or place it with someone else?
We lend our own capital and close in our own name for fix and flip, renovation, and new and ground-up construction. If a scenario is a better fit for an outside program, such as DSCR, we will tell you that up front rather than run you through our process first.
What states do you lend in?
Nationwide. Because these are business-purpose loans, we are not limited to a single state footprint.
Do you fund construction and rehab costs?
Yes. The rehab or construction budget is part of the loan and is released in draws against completed work, on a schedule we set at closing. Run the numbers with our Construction Loan Calculator → or our Hard Money Loan Calculator →
What do you need from me to start?
The address, what you are trying to do with the property, your purchase price and budget, your experience, and your exit plan. That is enough for a term sheet.
Ready to Fund Your Next Project?
Tell us about the deal. We will come back with a term sheet or a straight answer.
Loan Program Disclosures
LTC / ARV & Underwriting Disclaimer
Maximum Loan-to-Cost (LTC) and After-Repair Value (ARV) percentages shown are guidelines only and represent maximum potential leverage, not guaranteed loan terms. Actual leverage may be reduced based on the overall risk profile of the borrower, property, and project.
Factors that may result in lower LTC and/or ARV limits include, but are not limited to: rural or sparsely populated locations; declining or unstable property values identified by the appraisal or other market data; excessive housing inventory or extended marketing times; limited comparable sales; unique, specialized, or non-conforming properties; low marketability or liquidity; high renovation or construction costs relative to property value; extensive or complex rehabilitation; borrower experience; credit profile; liquidity and reserves; project feasibility; appraisal findings; title or property-condition concerns; and other geographic, market, collateral, or underwriting risks.
Loan amount, LTC, ARV, interest rate, fees, term, and other conditions are determined on a case-by-case basis and are subject to lender underwriting, appraisal, due diligence, program requirements, and final approval. Programs, guidelines, and terms are subject to change without notice. Not all borrowers or properties will qualify for maximum leverage.
Loan Amount
Loan amount is limited to the lower of the stated percentage of total project cost (LTC) or of the after-repair value (ARV). Examples on this page are hypothetical and are not a quote.
DSCR Rental Loans
* DSCR rental loans, and the value-add, 30-year rental, and construction multifamily programs, are arranged through partner lenders and are not funded directly by VeeCasa Funding. Terms and approval are set by that lender.
Business-Purpose Lending
VeeCasa Funding LLC makes loans for business and investment purposes only, secured by non-owner-occupied real estate, to business entities only. These are commercial loans. They are not consumer mortgages, are not intended for personal, family, or household use, and are not subject to NMLS or SAFE Act licensing. Loan programs, terms, leverage, and availability are subject to underwriting, property review, and credit approval, and may change without notice. Not a commitment to lend.
VeeCasa Funding LLC · 301B Amboy Ave, Woodbridge, NJ 07095 · (732) 314-1874